Blog Archive

20 Tips to improve Your Team's Performance


Here are 20 tips:

#1 – Communicate clear goals and expectations to your employees

The majority of employees want to be a part of a compelling future, want to know what is most important at work and what excellence looks like. For targets to be meaningful and effective in motivating employees, they must be tied to larger organizational ambitions.

#2 – Share information and numbers

Let them in on what is going on within the company as well as how their jobs contribute to the big picture. When you keep you employees informed they tend to feel a greater sense of worth. Keep communication hopeful and truthful – do not be afraid to share bad news, instead be more strategic about how you deliver it. Improve performance through transparency – By sharing numbers with employees, you can increase employees' sense of ownership.

#3 – Encourage open communication

You can get insight into what things are important to the employee by using surveys, suggestion boxes and team meetings. Be open-minded and encourage them to express their ideas and perspectives without criticism. This means putting into practice everything you have learned about effective listening. Address their concerns in the best way you can.

#4 – Not communicating or communicating late can damage engagement

Hearing about an important update from media, colleagues or family and friends can have a negative impact on employee engagement. Ensure employees hear these messages from the business as soon as possible.

#5 – Actively promote organizational effectiveness, reputation, values and ethics

Actively promote organizational effectiveness, reputation, values and ethics – Employees want to feel good about their leaders, where they work, the products they sell and the reputation of their company.

#6 – Culture

Encourage employees to find a personal fit with the company culture.

#7 – Let staff tell their own stories

Encourage them to tell their own stories about what they are doing to support company strategies or embody organizational values.

#8 – Trust

Employees need to trust each other as well as their leadership. Employees are constantly watching leadership to see how their decisions affect the strategic direction of the organization and if their behaviors reflect what they say.

#9 – Build engagement

Show that you're genuinely concerned about employees' opinions and use social media as a communications tool to build engagement.

#10 – Encourage innovation

Engaged employees are innovative. They're always looking for a better way.

#11 – Create a strong team environment

Strong employee engagement is dependent on how well employees get along, interact with each other and participate in a team environment.

#12 – Sense of belonging

Non-work activities that foster relationships increase employee engagement.

#13 – Provide constant feedback on the positives

When people know what they're doing well, they'll keep doing it – or, even better, do more of it. Providing someone with a little recognition on what they're doing well can go a long way toward boosting morale. This is not to say "ignore the weaknesses" – just don't make the weaknesses the only focus area of feedback. This doesn't mean you should not create accountability, it actually means the opposite – but, if all you do is criticize, people will learn how to hide their mistakes or shift blame.

#14 – Give immediate feedback

Feedback is two way communication. It is the opportunity to share opinions and find solutions. Too many managers think should be the province of the annual personnel revue. It's not. It should be a daily occurrence.

#15 – Show how feedback is being used

Demonstrate to staff how their feedback is being used.

#16 – Support employees in their work and growth

How many of you have responded to a subordinate's idea as brilliant or even good. Success begets success. You can support employee growth by providing education and learning opportunities, cross training, coaching, and any other interactions that support employees' personal development.

#17 – Collaborate and share on problem-solving

When employees get the idea that their manager or leader is the one who has to solve all the problems, it takes away from their sense of empowerment, and ultimately is likely to decrease engagement over time. Encourage team members to take responsibility, and work through problems or issues on their own, or collaboratively. It's not the manager's job to fix everyone else's problems.

#18 – Delegation

Delegation is good for you because it expands your managerial span of control. It's good for your employees because it is a growth opportunity for them. It demonstrates your trust in them to do the job correctly and increases their ownership of the task.

#19 – Incentives

Incentives that are matched to accountability and results. Managers who want their employees to be engaged recognize that incentives must be allocated based on objective criteria and that different employees are motivated by different things.

#20 – Celebrate both financial and non financial achievements

Employees need to feel validated and that they are a valued part of the organization. Leadership needs to show how much they care for their employees and show recognition for efforts: "If you want something to grow, pour champagne on it".

 

Courier Company Who Hires Only Deaf Employees

Mirakle Couriers is a National Award winning courier agency that employs low-income deaf adults.
Mirakle Couriers currently is 4 Management Staff and 64 Deaf Employees.

   

 
Our back office is run by 20 hard working deaf women with learnt-by-doing knowledge in data entry and manipulation, tracking and scanning, sorting and other branch operations.


On the field we have a team 44 talented male deaf courier agents that navigate the complex lanes of Mumbai. They travel on public transport, avoiding traffic and remaining conscious of the environment.


Mirakle Couriers is a courier company with a difference as we employ only deaf adults. Deafness is an invisible disability, and has been largely ignored in India. All the staff members including delivery personnel are deaf.

  




Our business model is based on creating a service driven profitable enterprise that uses the deaf. To this end, we marry professional excellence with social cause. While our services are currently available only in Mumbai, we plan to extend our operations to other cities soon.



 
At Mirakle Couriers we believe in empowering our employees, and showing the world what they are capable of. We are not a charity and do not help deaf people, we merely help them help themselves. Most of them have grown up in an over-protected environment or have been badly treated for being physically different. We believe that to overcome this we must help bring out their true inner potential. We do this by employing them in a highly competitive and professionally demanding courier business where we push them to rise up to the occasion. By working with us they gain copious levels of confidence while also gaining financial independence. The result is that many of them are able to go back home and support their families rather than having to be helplessly dependent on them.
In December 2010 Mirakle Couriers won the National Award for the Empowerment of People With Disabilities, handed over by the President of India. We are extremely proud of this award and hope that our work continues to grow and empower all those we aim to employ.

13 Phone Interview Mistakes


All recruiters will agree that we like to get the best talents on board. And the key element in the recruitment process is the JOB INTERVIEW. Interviews set the pace of how things will proceed. One of the most interesting types of interviews is the phone interview (or preliminary screening call) where recruiters try to screen out all the unprofessional or irrelevant job seekers and send only the best to the hiring managers.

As a candidate, your CV might make you look like a champion in your field and help you get shortlisted for a phone interview, but you will still lose the race if you don't have what it takes to actually sell yourself over the phone. A few of the skills needed to ace a phone interview are listening and speaking skills, and of course, phone etiquette. If you want to run your career with an employer of choice, then you have to take things seriously and train yourself for every step in the recruitment process. It is immensely important to perform well in all different phases of the process because your performance during interviews predicts your performance on the next steps leading to a job. A recruiter is your ambassador and best chance of getting a job, and getting him or her on your side would be a great idea!

Here are the 13 most common mistakes job seekers make in a phone interview that can ruin their chances of getting the job:

1. Not answering the call at the set time. Please make sure you are available on the time of the interview. If not, then do re-schedule if an emergency arises. Otherwise, it will reflect on your professionalism and seriousness in getting the job.

2. The tone of your voice.The tone of your voice during a phone interview reflects a lot on your personality. A seasoned recruiter can make predictions on your personality traits simply by listening to your voice. So try to avoid sounding shy, hesitant, scared, unsure, or arrogant.

3. Being uninteresting. Try to sound excited and keep the recruiter interested in what you have to say. Let your enthusiasm reflect in your voice and answers. Take your time and think before you answer, and avoid the "Uh"s and "Um"s.

4. Talking to someone else and ignoring the recruiter. Please, if you have other things to do, schedule the call for another time.

5. Giving random answers. Instead of throwing random or irrelevant answers, try to listen closely and write your answer on a piece of paper while being interviewed. This will help you stay focused and give the right answers.

6. Eating while on call.This is probably one of the most unprofessional behaviors during a phone call with a recruiter. Remember, the phone interview is just like a regular, or physical, interview. Would you eat during an interview?

7. Taking the call casually.There's nothing more annoying to a recruiter than not being taken seriously. So try to find a quiet spot and give us all your attention, please.

8. Yawning. This is just like eating, would you do that if you were being interviewed in person?

9. Diverging the question.Try to not stray away from the question being asked. If you don't understand the question, simply ask your interviewer to explain it or give more details.

10. Volume. Don't speak super loud or super low. These two extremes are a deal breaker, trust me.

11. Saying "I am not interested" straight away. You may blow your chances before even getting details about the job at hand. You never know, this might well be the job of your dreams, so ask for more details; you may love the job once you know more about it.

12. Asking about the salary. So many fresh graduates and job seekers start by asking about the salary. Of course you should be concerned about the compensation, but if that's the only thing you are considering then you are choosing a path where you can make a few dollars but not a substantial career. Soon enough you will want to work for less money and more learning but that may be too late.

13. Interruptions. Not letting the recruiter finish the information they're sharing or questions they're asking is a big no-no. In fact, interrupting your interviewer will break their stream of thoughts and most likely upset them.
I hope this article helps you understand the significance of these screening calls and make an effort in learning from these mistakes. These calls can come at any time, so be prepared to talk to your ambassador – I mean, recruiter! ​

​Article Source: 13-phone-interview-mistakes
Picture Source: careerealism

13 Skills that are Hard to Learn but will Pay off forever


The best things in life may be free, but that doesn't mean they won't take time, sweat, and perseverance to acquire.
That's especially the case when it comes to learning important life skills.
To ascertain which talents are worth the investment, one Quora reader posed the question: "What are the hardest and most useful skills to learn?"
We've highlighted our favorite takeaways, as well as a few other skills we thought were important.

Mastering your sleep

There are so many prescribed sleep hacks out there it's often hard to keep track. But regardless of what you choose, establishing a ritual can help ensure you have restful nights.
Numerous studies show that being consistent with your sleep schedule makes it easier to fall asleep and wake up, and it helps promote better sleep in general.

Empathy

"You can be the most disciplined, brilliant, and even wealthy individual in the world, but if you don't care for or empathize with other people, then you are basically nothing but a sociopath," writes Kamia Taylor.
Empathy, as business owner Jane Wurdwand explains, is a fundamental human ability that has too readily been forsworn by modern business.
"Empathy — the ability to feel what others feel — is what makes good sales and service people truly great. Empathy as in team spirit — esprit d'corps — motivates people to try harder. Empathy drives employees to push beyond their own apathy, to go bigger, because they feel something bigger than just a paycheck," she writes.

Time management

Effective time management is one of the most highly valued skills by employers. While there is no one right way, it's important to find a system that works for you and stick to it, Alina Grzegorzewska explains. 
"The hardest thing to learn for me was how to plan," she writes. "Not to execute what I have planned, but to make so epic a to-do list and to schedule it so thoroughly that I'm really capable of completing all the tasks on the scheduled date."

Asking for help

"I once was told in a job interview, 'You can't have this job if you can't ask for help when you need it,'" Louise Christy writes. "Naturally, I said I could. Later, I found out that the previous person with that job had screwed up big-time because he was in over his head but couldn't admit it and didn't ask for help."
She explains that knowing when you need help and then asking for it is surprisingly difficult to learn and do because no one wants to be perceived as weak or incompetent.
But a recent study from the Harvard Business School suggests doing so makes you look more, not less, capable. According to the study authors, when you ask people for advice, you validate their intelligence or expertise, which makes you more likely to win them over.

Consistency

Whether you're trying a new exercise routine, studying for the LSATs, or working on an important project, Khaleel Syed writes, consistency is vital to maintaining any kind of success.
People often stop working hard when they reach the top, he says, but to maintain that top position, they have to work harder and be more consistent in their work.

Positive self-talk

"Ultimately it doesn't matter what others think of you," Shobhit Singhal writes, "but what you think of yourself certainly does, and it takes time to build that level of confidence and ability to believe in yourself when nobody else does."
On the other side of positive self-talk is negative self-talk, which Betsy Myers, founding director of The Center for Women and Business at Bentley University, believes can slowly chip away at your confidence.

Knowing when to shut up — and actually doing it

"You can't go around whining about every other thing that seems not-so-right to you in this world," writes Roshna Nazir. "Sometimes you just need to shut up."
There are many instances when keeping to yourself is the best course. "When we are angry, upset, agitated, or vexed," Anwesha Jana writes, "we blurt out anything and everything that comes to our mind." And later, you tend to regret it.
Keeping your mouth shut when you're agitated is one of the most valuable skills to learn, and of course, one of the most difficult.

Listening

Along with shutting up comes listening, Richard Careaga says.
"Most of us in the workplace are so overwhelmed with things to do — instant messaging, phones ringing. I mean, our brain can only tolerate so much information before it snaps," Nicole Lipkin, author of "What Keeps Leaders Up At Night," previously told Business Insider.
One tip for active listening is repeating back what you heard to the other person. "It makes things so much easier when everyone is on the same page," she said.

Minding your business

"It takes ages to learn and master this," Aarushi Sharma writes.
Sticking your nose into other people's work isn't helpful and wastes time and resources, she says. "You have no right to put forth your two or four cents, even if you are the last righteous person standing."

Resisting gossip

"The most important thing in life to me is relationships," Jason T Widjaja writes. "And the most important thing about building and keeping good relationships is trust."
One of the easiest ways to lose trust, he says, is to gossip about people behind their back.
Widjaja says learning not to gossip was hard to do because it meant missing out on possibly important conversations, distancing himself from influential people, and awkwardly having to tell people, "Hey, sorry to interrupt but I really don't need to know that, could we talk about something else?"
"But press on and you will get your priceless reward. Trust," he writes.

Mastering your thoughts

To do what you want to do and accomplish what you want to accomplish, you need to consciously direct your thinking, Mark Givert writes.
"The challenge is that we are the product of our past experience and all of our thinking is the result of this," he says. "However, the past does not equal the future."

Staying present in the moment

According to happiness researcher Matt Killingsworth, we tend not to be very good at staying present in the moment: he says that 47% of the time, people are thinking about something other than what they're currently doing. And this is hurting our happiness, he says:
"People are less happy when they're mind-wandering no matter what they're doing. For example, people don't really like commuting to work very much. It's one of their least enjoyable activities, and yet they are substantially happier when they're focused only on their commute than when their mind is going off to something else. It's amazing."
Warren BuffettMark Wilson/Getty Images

Speaking up

Speaking up in public can be so hard for many of us to do. Even the American business magnate Warren Buffett said that he was once so terrified of speaking in public that he would throw up. "In fact, I arranged my life so that I never had to get up in front of anybody," he told his biographer Alice Schroeder in "The Snowball: Warren Buffett and the Business of Life."
It took practicing giving speeches numerous time in front of his Dale Carnegie speaking course classmates to finally conquer his fear.
"Some of it is just practice — just doing it and practicing," Buffett said. "And it worked. That's the most important degree I have."
​Source:
businessinsider

Excel: How to Insert pdf File in Your Worksheet



Here are the steps to embed a PDF File in Excel:
  • Go to Insert tab and click on the Object icon in the Text group. This will open the Object dialog box.Embed a PDF File in an Excel Worksheet - Object Icon
  • In the Object dialog box, select the ‘Create New’ tab and the select ‘Adobe Acrobat Document’ from the list. Note that you need to have Adobe reader installed on your system for Adobe object to appear in the list.Embed a PDF File in an Excel Worksheet - Select Adobe Object
  • Check the option – ‘Display as icon’.Embed a PDF File in an Excel Worksheet - Display as Icon
  • Click OK.
  • Select the PDF file that you want to embed and click on Open.
These steps would insert a PDF file in the worksheet.
As soon as the PDF is inserted in the worksheet, it also gets opened by default. You can close the PDF file and continue to work with Excel.
The PDF icon inserted using the above steps is an object (just like charts or shapes) and you can resize it and place it anywhere in the worksheet.
Embed a PDF File in an Excel Worksheet - PDF Embedded
To insert multiple PDFs, follow the same steps (as shown above).

Fix the Embedded PDF File to a Cell

When you embed a PDF file in Excel, it is inserted as an object that sits above the worksheet cells. The position of the icon would not change if you change the cells below it.
For example, when you place the icon within a cell, it would not move with the cells and would not get filtered, sorted, or hidden with the cells.
As shown below, if you hide the cell that has the PDF file, it doesn’t hide the PDF.
Embed a PDF File in an Excel Worksheet - Hide
To make sure it sticks to the cell:
  • Insert the file icon within the cell. If it doesn’t fit, either resize the icon or the cell so that the icon is within the cell.
  • Right-click on the icon and select Format Object. (If you have multiple PDF files embedded, you can select all and then right-click and select the Format Object option.)Embed a PDF File in an Excel Worksheet - Format Object
  • In the Format Object dialog box, select Properties tab and select the option ‘Move and size with cells’Embed a PDF File in an Excel Worksheet - Move and Size with Cells
  • Click OK.
Now when you filter or sort/filter the cells, or hide the rows, the PDF object will do the same.

Renaming the Embedded PDF File

When you embed a PDF file in Excel, it gets a generic name such as “Adobe Acrobat Document”.
You can change this name by following the below steps:
  • Right-click on the PDF object and select Convert option in the Acrobat Document Object. Embed a PDF File in an Excel Worksheet - Convert
  • In the Convert dialog box, click on the Change Icon button.Embed a PDF File in an Excel Worksheet - Change Icon
  • In the Change Icon dialog box, change the caption to the name you want for the embedded PDF document.Embed a PDF File in an Excel Worksheet - change name
  • Click OK.
This will change the name of the embedded PDF file.
Suggested Tutorials:

10 Ways to Buy a Car Like a Pro

 
by Sarah
Do you dread buying a car? Does it ever seem overwhelming to try to find the best deal? Believe it or not, finding a great deal isn't has tough as you think.
A few months ago, my husband and I made a big move from a tiny tropical island, where we had spent the past two years, back to the good ol' US of A. We sold our island car and tucked the money away to invest in a car once we moved back to America.
We were fortunate to be able to find a great deal, and I wouldn't be very grateful if I didn't pay it forward to the rest of my followers as to how we obtained it. You see, the dealer that sold us our car made exactly $100 on the sale. He showed me the paperwork. We were able to buy the car for only $100 more than the dealer bought it at auction. And there was nothing wrong with the car! I just happened to find a dealer who had watched the vehicle sit on his lot for several months, and needed to get rid of it to bring in new product.
While this may seem like a great deal, it was only one of many that I was considering. As I did my research, I realized that there were quite a few amazing deals out there for those that are willing to take the time to dig. It wasn't like I had only one bargain. There was a big list! And, that's what made negotiations so easy. I knew if I missed this deal, I had 10 more!
So, how did we do it? It wasn't rocket science. It was just research!
1) Decide on your target!
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First, I researched exactly what car we wanted to buy. We planned to run the car into the ground, so we needed something that could rack up high mileage and not bat an engine gasket. We also needed something that could hold our three crazy dogs and future family. However, we didn't want to pay through the nose in gas. So, that meant a lighter SUV on a car chassis. We wanted the car to be safe, reliable, and hold its value well at resale.
After much research, we settled on the Honda CR-V. It had great safety and customer satisfaction ratings, we both liked the body style, and it met all of our other criteria.
I would stress that you really should decide on your car before shopping for it. The main reason I was able to do the in-depth research was because we didn't look at a lot of different types of cars. It took enough time to just sift through our chosen make and model. If you don't know the car before you buy it, dealers can talk you into a car where you are unfamiliar with its true value. This is how they make their money... they play on your ignorance on the amount that you should pay before walking onto the lot.
2) If economical ROI is important to you, buy used.
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The minute you drive your new car off the lot, it loses about 9% of its value. I don't know about you, but I will buy the fragrance instead of paying for the real new-car smell! That's a lot of money to lose within the first few minutes! During the first year, you lose a total of 19% in depreciation. The following year, you lose another 12%. After this, your car depreciation holds steady at 9% per year. Therefore, it makes sense from a financial standpoint to look for well-maintained cars that are over two years old. Since a lot of people less concerned with economy like to keep trading up, there is always a nice market of quality used cars.
3) Search for deals and make a list.
I searched the internet and made a list of all the deals I could find. My list wasn't pretty, but it was functional. And, it went with me as we went shopping. Each car I considered got a full analysis on Kelly Blue Book: www.kbb.com. There are actually several other sites you can use as well, but just make sure you check the actual value of the car before going to see it. I recorded both the dealer pricing and private party, as I was looking into both types of car sales. Here's my actual list.
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All prices were under KBB dealership pricing, but I further ranked the deals from based on their proximity to private party (PP) pricing. For privacy, I have blacked out the actual prices and phone numbers.
This list helped me see the big picture and realize that I had a lot of options. Many times, we buy cars too quickly because we feel like this is the deal of the millennium. Knowing I had other options made me much less concerned if someone else bought the car. Being able to walk away is one of the best positions to be in during a negotiation. In fact, I even pulled my list out during my final negotiation, which is what prompted the salesman to show me the paperwork detailing what he paid for the car for at auction.
I found my car deals everywhere. I goggled which websites had the best deals. I searched used car national databases and local options like Craigslist. Basically, with a bit of research online, you can find plenty of databases showing off their merchandise and form a very extensive list of some great prices in your area.
4) Only visit cars with deals worth your time.
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I didn't even go look at a car unless it was under the dealer pricing on Kelly Blue Book. There were just too many options under this once I did the due diligence. Usually, while people are willing to negotiate some, they won't drop a lot in price. Going to people who are already low helps weed out those places that will waste your time.
I was also willing to travel to several nearby cities too look at the cars with the best deals, so I made sure I did all the research upfront so we could see everything we needed to see in one trip. However, I wasn't about to darken the door of a dealership unless they lured me in with a below KBB price.
Interestingly, I found many dealerships offered their rock-bottom pricing with no negotiations as their policy. They had learned that savvy customers were looking for deals and had access to car-value sites; so they just dropped to their best price and stayed there. It was a smart strategy. It got me to visit them. I ended up still going with a dealership that allowed me to negotiate them down a bit more, but I wouldn't be opposed to buying from these set-priced lots as well.
5) Do not get emotionally involved.
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There are certainly things to invest emotions in... like people. Cars, not so much. If getting the best deal is your ultimate objective, it must become a numbers ratio first. You can't buy the car just because it's the right color or you think it's cute. I'm not saying that you shouldn't buy what you like, but realize that what you like comes in a variety of options and opportunities. Don't fall in love with just one car. If you do, and the dealer picks up on that, you probably won't get the best deal. You have to be willing to walk away, and they have to know this.
6) Don't rush your decision.
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The car we finally bought was not purchased on the same day we looked at it. We looked at it, took notes, and checked out a few other deals before finally deciding it was the best deal for us. Remember, new options are coming online all the time. If you lose one deal, another isn't far behind it. Give yourself the time to make well-thought-out decisions.
Don't get me wrong, if you come across a complete gem at an amazing price, than by all means snap it up. But, if you have multiple deals like we did, don't just buy the car that is in front of you. We had one salesman basically corner us and try his best to get us to make him an offer before we left. He also didn't allow a mechanic to check out the car, which made me more wary. Don't fall for those high-pressure tactics. If it doesn't feel right, trust your gut and walk away.
7) Buy at the right time.
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We bought our car on December 30. We did this on purpose. During the end of the year, people are not thinking about car shopping. They have been spending money on Christmas presents and have been busy with family. This is a lean time for car dealerships. We had also experienced rather inclement weather during December. This meant that not a lot of people were getting out and shopping. When cars aren't selling, the dealerships are much more ready to negotiate. After all, they still need to make their quotas even if customers are snowed in.
Additionally, the end of the month usually means that salespeople qualify for bonuses. They are very happy to get one final sale in on their quota. Many deals also happen at the end of the year because dealerships want to clear out their inventory for the new year's models.  The end of the year, the end of the month, or the end of the summer are all great times to go car shopping.
8) Check it out thoroughly.
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After all, you are buying a used car. Have an independent mechanic do a full work up on the vehicle to make sure you don't have any big problems lurking under the hood before you buy. Most car dealers will allow this. Some places will offer the company mechanic to certify it. I personally don't feel comfortable with a biased mechanic checking out the car. If they don't allow you to have the car inspected by an objective third-party mechanic, walk away.
You can also pull CARFAX reports to see if the car has been in a previous accident. While these reports don't always catch everything, they do show you most of the reported accidents. You can also see if the previous owners provided the car with proper maintenance and repairs. Doing your homework helps to make sure you don't get stuck with a lemon.
9) Find out what financing is best.
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We were fortunate to have enough money saved to buy our car without needing to finance. We planned out what we would need, and bought a car that was well within our budget. However, we still asked the dealers which option was best for them.
Cash is not always king. Some dealers get bonuses from the financing companies when you finance your car. If this is the case, offer to help them out a bit by signing up for the financing package in return for a slightly better deal. You can always pay it off right away after you've set up the financing option. The dealership we utilized preferred that we not finance, and we were happy to oblige. If you build up enough savings so that you can utilize either option, find out what is best for the dealer.
10) This is a big purchase, get the points!
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We were able to buy our car on a credit card. We did this even though we had the cash to pay. Why? For the points! We are well on our way to getting a free airline ticket because we put the purchase on our credit card and then immediately paid it off. If you have to make a big purchase, it just makes sense to get rewarded for it.
If you don't already have a great credit card rewards program, look into getting one. There are so many ways you can save and be rewarded just for paying your necessary expenses. However, make sure you treat it like cash and only pay for what you can pay off at the end of the month.
Have fun!
Buying a car can be stressful. Yet, it doesn't have to be. After all, you get to joy ride in different cars, meet fun people, and end up with a great purchase! If you do your homework, you can just relax and enjoy the ride. Oh, and don't forget to buy the new car fragrance spray for the journey home!
           Picture Credit       

Spinach Will Help Protect Your Liver

M.d. Hegde's photo.

Scientists have revealed a new secret weapon in the battle against liver cancer: spinach.

Munching on Popeye’s favorite snack can slash the likelihood of developing the disease, which is the third most common cause of cancer deaths in the world.
Boffins claim high levels of Vitamin E in the leafy green vegetable help stave off the illness, along with other foods including nuts, sunflower seeds, avocados and dried apricots.
Eat greens: Popeye's favorite food can protect your liver from cancer
The vitamin has long been associated with a reduced risk of cancer although results from studies have proved inconsistent.

Now new research published in the Journal of the National Cancer Institute claims a high consumption of Vitamin E through diet or supplements DOES affect risk levels.
Wei Zhang of the Shanghai Cancer Institute worked with colleagues to analyze results of the dietary habits of 132,837 people in Shanghai.
They found that those who had a high intake of the vitamin had a lower risk of developing the disease when compared to those who had a low intake.
'In summary, in these two population-based cohort studies of 132,837 women and men, we found that high intake of vitamin E either from diet or supplements was related to lower risk of liver cancer in middle-aged or older people from China,' the authors of the study wrote.
'If confirmed, these findings could open a new venue for prevention of liver cancer, the third most common cause of death worldwide.'
In the study, researchers analyzed data from 132,837 people in China who were enrolled in the Shanghai Women’s Health Study and the Shanghai Men’s Health Study.
The participants had enrolled in their programs - jointly conducted by the Shanghai Cancer Institute and Vanderbilt University - between 1997 and 2006.
They completed questionnaires and underwent in-person interviews so researchers could meticulously detail their dietary habits.
Researchers compared the liver cancer risk of participants who had a high intake of Vitamin E with those who did not.
Of the patients, 118 woman and 149 men were diagnosed with liver cancer between two and 11 years after starting the study.
Taking vitamin E in supplements and also dietary form were both associated with a lower risk of the cancer - and was consistent in those who had a family history of liver cancer.
 
 

Forget the Excuses and Stop Worrying About Failure

 


The worst thing that can happen is nothing. Though there is a risk of failure in any undertaking, there is a certainty of failure when you never even make the attempt.
 

Each time you get hurt, each time you fall short of the mark, you add another excuse to your arsenal. But excuses won't bring anything of value to your life. They only make you more skilled at avoiding the abundant goodness that life has to offer.
 

Forget the excuses. Stop worrying about failure. Life is yours to be lived. You'll gain nothing by hiding from it. The cold wind on your face may sting a little bit, yet it lets you know you're alive.
 

Fill each moment with new experiences. Fill each day with effort directed toward a meaningful purpose. It sure beats hiding in the corner. Though you'll occasionally stumble, you'll be stumbling forward, and enjoying the abundant experience of being alive.

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